By Senior Airman Kaylee Clark
19th Airlift Wing Public Affairs
When families have personal financial difficulties or wish to be proactive and develop a family financial plan, the Airman and Family Readiness Center is the place to go.
The mission of the Personal Financial Readiness Program is to help individuals and families meet their financial needs and goals.
“Good financial management is a critical life skill,” said Richard Tomaskovic, an Airman and Family Readiness Center community readiness consultant. “The basic concepts of living within our means, maintaining adequate savings for emergencies, planning for future needs, and understanding investing principles help us live a less stressful and more productive life.”
The A&FRC offers free information, education and personal counseling to help individuals and families maintain financial readiness and stability.
When leaders discover that members are having financial problems, the A&FRC is their first resource.
“Managing money will also provide an Airman the opportunity to more effectively transition from military to civilian life,” said Tomaskovic.
The Personal Financial Readiness Program can help an Airman establish a personal financial plan and develop individualized spending plans to meet specific needs and goals. It provides information to increase knowledge and understanding on various financial topics.
Airman 1st Class Zachary Mooneyhan, a 19th Communications Squadron network infrastructure technician attended a financial readiness class to prepare him for moving out of the dorms.
“Attending the financial class helped me realize that having a solid emergency savings plan will help with the transition of moving out of the dorms,” said Mooneyhan.
Members from the A&FRC can also provide individuals with counseling to discuss and alleviate financial problems and concerns.
“Having a sound financial plan prevents one from having financial crises, accumulating too much debt, and family squabbles over money,” said Tomaskovic.